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Fair Debt Collection Practices Act and collector communication

Missourians who find themselves in debt and barraged by debt collectors might think they must take the constant harassment, and there is little they can do to stop it. The truth is that the Fair Debt Collection Practices Act provides certain protections to consumers regarding communication. Knowing the rules creditors and debt collectors must follow is a sure way to get them to adhere to it. If they fail to do so, it can be the basis for a legal filing. And, having legal assistance can also protect consumers from other practices that violate the law.

How the Fair Debt Collection Practices Act protects consumers

Residents of St. Louis and throughout Missouri who find themselves in debt will not only face the worry of finding a way to get back on stronger financial ground, but also consistent and aggressive attempts by debt collectors to receive payment. That aggression can sometimes cross the line. However, debtors are often unaware of how far debt collectors can go under the law. The Fair Debt Collection Practices Act accords certain protections to debtors. It is important to understand them and know that the debt collector is violating the law so steps can be taken to put a stop to it.

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