There are unavoidable dangers when out on the road in St. Louis, and it is important to be cognizant of them. Negligent drivers, distracted drivers and drivers under the influence -- these are just some of the potential causes of a crash. When there is an accident, it can lead to significant injuries and death. It is crucial for people who have been injured or lost a loved one in motor vehicle accidents to understand their rights to seek compensation in a legal filing.
The basics of a class action lawsuit
Typically, settlements for class action lawsuits do not dominate headlines, but when they do, the numbers can be staggering. Take the class action settlement reached between Toyota Motor Credit Corporation and the U.S. Department Justice regarding discriminatory markups Toyota levied against minority buyers. The $21.9 million settlement was reached to remedy the wrongs stemming from dealer incentives that led to African-American, Asian and other Pacific Islanders paying more to finance vehicles compared to white buyers regardless of their creditworthiness.
How the Fair Debt Collection Practices Act protects consumers
Residents of St. Louis and throughout Missouri who find themselves in debt will not only face the worry of finding a way to get back on stronger financial ground, but also consistent and aggressive attempts by debt collectors to receive payment. That aggression can sometimes cross the line. However, debtors are often unaware of how far debt collectors can go under the law. The Fair Debt Collection Practices Act accords certain protections to debtors. It is important to understand them and know that the debt collector is violating the law so steps can be taken to put a stop to it.
